Introducing the new and improved Acre mortgage sourcing engine
At Acre, we're committed to continuous improvement and providing our users with the best mortgage software on the market. That's why we're excited to announce the latest update to our mortgage sourcing engine. Thanks to valuable feedback from our customers we’ve been able to build a better, more flexible, and more powerful sourcing tool.
What our users liked about our existing sourcing system
Acre mortgage sourcing was already a comprehensive tool that our users loved for several reasons:
- Criteria: Sourcing pulls criteria from the case, making it easy to see which products were most suitable for each individual borrower's needs.
- True Cost Calculation: Extensive control of the true cost calculation allows users to see the full picture of the cost of each mortgage product.
- Detailed product info: Being able to see detailed mortgage information at a glance within the sourcing grid makes it easy to compare and contrast different options.
- Product comparisons: Users can add manual mortgage products and compare them within the sourcing grid alongside all other products.
- Multiple product types: Users can source and compare complex cases like porting and further advance.
- Evidence of Research: Acre sourcing captures a snapshot of the sourcing engine at the specific point in time a recommendation was made, an industry-first!
What our users told us they wanted to see improved
Our users also came to us with feedback on what they thought could be improved in our sourcing engine. These were their key asks:
- The sourcing algorithm was doing too much under the hood, and users couldn't easily tell what data was being used from the fact find to limit sourcing results.
- Users wanted to be able to quickly and easily compare the effects of different criteria filters.
- They wanted more customisability of the sourcing grid so they could see all the data they wanted easily.
- They wanted more accurate affordability calculations and results, better quality screenshots from the lenders' affordability calculators, as well as having these automatically part of the evidence of research.
How our new sourcing view meets our users' needs
To address what our users were asking for, we've made several key updates to our sourcing engine. Here's what's new:
- 💪 Unmatched Affordability: Say hello to our own best-in-class affordability system! Experience precise results and seamless integration with Acre. You can read all about it in more detail here.
- 🔍 Instant Filter Insights: See exactly how the fact find filters impact your sourcing results! Easily toggle filters on and off to fine-tune your search effortlessly.
- 💡 Greater Flexibility: Customisation takes centre stage! Enjoy greater control over the sourcing table and true cost calculation for a tailored experience.
- 👀 Enhanced Layout: We've revamped the layout for a crystal-clear view of crucial information. Filters are now grouped intuitively, making sourcing smoother than ever.
- 🏷 Quick look product names: We made it possible to view product names by hovering over them, allowing advisors to distinguish special products at a glance
We're hugely excited to roll out these updates for all our users, and we'll continue to make it even better thanks to all the great constructive feedback we get from them. Stay tuned for more updates from Acre!
PS. If you’re not an Acre customer and would like to know more about how Acre Mortgage Sourcing can supercharge your process, you can book a demo here
Acre is now Score
What's changed?
What's changing is the name and the way we look. Acre is now trading as Score, with a fresh brand identity to match, but everything you rely on stays exactly where it is. It's still the same mortgage all-in-one platform that advisors, firms, and networks across the country already use to grow their businesses, now presented under a name that brings us in line with the wider ClearScore Group.
Why the new name?
ClearScore acquired Acre earlier this year, and we've carried plenty of momentum into life as part of the Group since. Moving to the Score brand is a natural next step, because it brings us in line with ClearScore and reflects the mission we share, which is to make home buying quicker and easier and to help people take control of their financial lives. As our founder and Managing Director Justus Brown has put it, the day-to-day service you receive won't change at all, and bringing our brand together with the Group simply makes that shared mission clearer.
Has the mission changed?
Not in the slightest! We have always been here to make home buying quicker and easier, taking the pain out of the process so that people can get into their homes sooner, and that is exactly what we will keep doing, with a good deal more behind us now to do it well.
Will the service change?
No, it won't, you'll continue working with the same platform and the same people, and your existing contracts and commercial terms stay exactly as they are, still held with the same legal entity, Acre Platforms Limited. Our Customer Success team will keep looking after you just as they do today.
About ClearScore
Who is ClearScore?
The ClearScore Group is a global leader in financial marketplaces, helping over 27 million people access credit, insurance, and other financial products with greater transparency, fairness, and control. It founded its flagship UK credit marketplace in 2015, has since expanded across four continents and into new verticals such as its DriveScore app, and now works with over 200 partners worldwide. ClearScore is profitable, growing, and on a mission to make personal finance clearer, calmer, and easier to understand, and that mission runs right through its culture, along with a genuine belief in giving people more clarity and control over their money.
How do we fit into ClearScore?
We sit alongside ClearScore's other technology platforms, including D•One, its open banking service for lenders, together powering borrowing and home lending across unsecured credit, auto finance, and now mortgages.
What does the change
unlock?
What does joining ClearScore bring?
Joining ClearScore gives us a great deal more room to grow. With their backing, we can accelerate our technology roadmap and bring new AI-powered features to the platform faster than we could before, and we can enrich what we build with ClearScore's proprietary data and insights, getting cutting-edge technology into the hands of mortgage and protection businesses sooner.
What do brokers and firms stand to gain?
For the brokers and firms who use us, it really comes down to growing faster. Drawing on ClearScore's financial power and its UK user base of over 16 million, we can build the features you ask for more quickly and bring more leads into the ecosystem, which gives brokers, networks, and advisors more opportunities to win new business.
Is the business growing?
We're growing quickly, and so are the firms who build their business on the platform. Since the acquisition, we've seen record numbers of monthly mortgage submissions come through Score, and we've more than doubled our revenue year on year, with growth of over 2.5x. That momentum is showing up in our customers' businesses too: firms on the platform are saving each broker around four days a month on application processing, identifying protection needs for 85% of their mortgage clients, and doubling their client conversion rates. Delivering results like these takes serious engineering and serious investment, and with ClearScore behind us we can keep raising that bar at a pace few others in the market can match.
Why build your business on Score?
Because you'll be choosing a platform that is built to last. A lot of new mortgage tools have appeared lately, and many of them are small, pop-up CRMs put together quickly on basic AI, the kind of thing that can disappear just as fast as it arrived. Score is a very different proposition, we are an established, whole-of-market platform that brokers, networks, and advisors across the country already trust with their businesses, and we are now backed by one of the most advanced and reliable fintech stacks in the industry through ClearScore. A proven platform, real investment, and genuine scale mean we can keep powering ahead of newer, lighter-weight tools and keep building for the long term.
Independence and
ownership
Is Acre being absorbed into ClearScore?
No. We operate as an independent business unit within the ClearScore Group, with our full management team staying exactly where they are, and we'll carry on supporting mortgage and protection firms with the same data-driven platform, now with the reach and scale of the wider Group behind us.
Will our advice-first philosophy change?
No. We have always believed that the best mortgage decisions come from high-quality, personal advice, and it is a belief ClearScore shares. If anything, the direction the market is heading only reinforces it, which is why we will stay a whole-of-market platform focused on helping brokers do their very best work for their clients.
Your data
Is my data safe?
Yes, and nothing about the move to Score changes that. Your data, and your clients' data, is protected by exactly the same contractual obligations and technical safeguards as before, and being part of ClearScore does not give anyone new access to it. We will never introduce your customers to a third party without the right consent, and your clients always keep the rights to their own data. If anything, joining a group whose entire business is built on handling data responsibly, and only ever with the user's permission, raises the bar we hold ourselves to.
The best way to see what Score can do is to book a demo, and we'll walk you through the platform and how it could work for your firm. If you'd rather drop us a line, you can reach our sales team at sales@scoremortgage.com, or send any general enquiries to hello@scoremortgage.com.