Technology

Property data in the client portal

Subscribe to our newsletter

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Purchasing a property can be one of the most significant transactions in a person's life. It's a big investment, and home buyers understandably have many anxieties about the process. Will the area be safe? Are there any potential issues with the property that could turn into costly repairs? These are just a few of the concerns that can keep your clients up at night.

‍

What if there was a way to get a preview of this information as soon as possible in the mortgage process?

‍

That's where property reports in the Acre client portal come in! By providing easy-to-digest information about the property and the surrounding area, these reports can be a valuable preview of the kinds of things that may turn up later when they pay for the full property searches.

‍

Here’s a quick tour of what your clients will get access to in their client portal once they, or you, add a property to purchase or remortgage onto their case in Acre.

‍

What will your clients see in their property report?

‍

Jargon-busting explainers

For all of the information that seems simple and obvious to those in the know, there’s often quite a bit of jargon and terminology that regular home-buyers may not know, so we’ve included some handy explainers to make it nice and simple to understand what certain things (like Property Titles or EPC) are and why they’re important. This kind of educational content helps clients understand and makes them feel more in control.

‍

Broadband speeds in the area

Having an indication of broadband speeds in their area can be a valuable piece of information for home-buyers. Reliable internet access is essential for work, school, and entertainment. They can also start planning for any necessary upgrades or changes to their internet service provider, ensuring a smooth transition into their new home.

‍

Most recent EPC

In the current economic climate, it's never been more important for home buyers to know the energy efficiency rating for a property they’re purchasing as it can have a significant impact on their future utility bills. A higher energy efficiency rating means that the property is more energy-efficient and will require less energy to heat or cool. This can lead to lower monthly utility bills and a more environmentally friendly home. Additionally, understanding the energy efficiency rating can help home buyers plan for any necessary upgrades or changes to make their home more energy-efficient in the future.

‍

Average house prices in the area

Clients will also be able to see a chart showing average house prices over recent years within the local area, giving them a sense of the market trends and potential value of their investment. Additionally, they’ll be able to see the last time the property was sold and for how much, providing them with a historical perspective on the property's value and potential future growth.

‍

Information about the local area

Clients will also be able to see a series of charts showing information about the local area. These charts will include a breakdown of the types of properties in the area (such as houses, flats, etc.), as well as a breakdown of the property tenure (how many properties are owned or rented). In addition, clients will be able to view crime statistics for the area and a breakdown of the professions of the people who live there. This information can help clients get a better sense of the community they may be moving into.

‍

Land registry overviews

These include flood risks, geological survey information, major infrastructure projects in the area, and more, all with explanations of what it means. This gives your clients a preview of any potential risks to the property early on in the process. Of course, clients will be able to get more detailed information about any potential risks to the property later in the process, but these indicators provide a handy snapshot early on.

‍

Acre is now Score

What's changed?

What's changing is the name and the way we look. Acre is now trading as Score, with a fresh brand identity to match, but everything you rely on stays exactly where it is. It's still the same mortgage all-in-one platform that advisors, firms, and networks across the country already use to grow their businesses, now presented under a name that brings us in line with the wider ClearScore Group.

Why the new name?

ClearScore acquired Acre earlier this year, and we've carried plenty of momentum into life as part of the Group since. Moving to the Score brand is a natural next step, because it brings us in line with ClearScore and reflects the mission we share, which is to make home buying quicker and easier and to help people take control of their financial lives. As our founder and Managing Director Justus Brown has put it, the day-to-day service you receive won't change at all, and bringing our brand together with the Group simply makes that shared mission clearer.

Has the mission changed?

Not in the slightest! We have always been here to make home buying quicker and easier, taking the pain out of the process so that people can get into their homes sooner, and that is exactly what we will keep doing, with a good deal more behind us now to do it well.

Will the service change?

No, it won't, you'll continue working with the same platform and the same people, and your existing contracts and commercial terms stay exactly as they are, still held with the same legal entity, Acre Platforms Limited. Our Customer Success team will keep looking after you just as they do today.

About ClearScore

Who is ClearScore?

The ClearScore Group is a global leader in financial marketplaces, helping over 27 million people access credit, insurance, and other financial products with greater transparency, fairness, and control. It founded its flagship UK credit marketplace in 2015, has since expanded across four continents and into new verticals such as its DriveScore app, and now works with over 200 partners worldwide. ClearScore is profitable, growing, and on a mission to make personal finance clearer, calmer, and easier to understand, and that mission runs right through its culture, along with a genuine belief in giving people more clarity and control over their money.

How do we fit into ClearScore?

We sit alongside ClearScore's other technology platforms, including D•One, its open banking service for lenders, together powering borrowing and home lending across unsecured credit, auto finance, and now mortgages.

What does the change
unlock?

What does joining ClearScore bring?

Joining ClearScore gives us a great deal more room to grow. With their backing, we can accelerate our technology roadmap and bring new AI-powered features to the platform faster than we could before, and we can enrich what we build with ClearScore's proprietary data and insights, getting cutting-edge technology into the hands of mortgage and protection businesses sooner.

What do brokers and firms stand to gain?

For the brokers and firms who use us, it really comes down to growing faster. Drawing on ClearScore's financial power and its UK user base of over 16 million, we can build the features you ask for more quickly and bring more leads into the ecosystem, which gives brokers, networks, and advisors more opportunities to win new business.

Is the business growing?

We're growing quickly, and so are the firms who build their business on the platform. Since the acquisition, we've seen record numbers of monthly mortgage submissions come through Score, and we've more than doubled our revenue year on year, with growth of over 2.5x. That momentum is showing up in our customers' businesses too: firms on the platform are saving each broker around four days a month on application processing, identifying protection needs for 85% of their mortgage clients, and doubling their client conversion rates. Delivering results like these takes serious engineering and serious investment, and with ClearScore behind us we can keep raising that bar at a pace few others in the market can match.

Why build your business on Score?

Because you'll be choosing a platform that is built to last. A lot of new mortgage tools have appeared lately, and many of them are small, pop-up CRMs put together quickly on basic AI, the kind of thing that can disappear just as fast as it arrived. Score is a very different proposition, we are an established, whole-of-market platform that brokers, networks, and advisors across the country already trust with their businesses, and we are now backed by one of the most advanced and reliable fintech stacks in the industry through ClearScore. A proven platform, real investment, and genuine scale mean we can keep powering ahead of newer, lighter-weight tools and keep building for the long term.

Independence and
ownership

Is Acre being absorbed into ClearScore?

No. We operate as an independent business unit within the ClearScore Group, with our full management team staying exactly where they are, and we'll carry on supporting mortgage and protection firms with the same data-driven platform, now with the reach and scale of the wider Group behind us.

Will our advice-first philosophy change?

No. We have always believed that the best mortgage decisions come from high-quality, personal advice, and it is a belief ClearScore shares. If anything, the direction the market is heading only reinforces it, which is why we will stay a whole-of-market platform focused on helping brokers do their very best work for their clients.

Your data

Is my data safe?

Yes, and nothing about the move to Score changes that. Your data, and your clients' data, is protected by exactly the same contractual obligations and technical safeguards as before, and being part of ClearScore does not give anyone new access to it. We will never introduce your customers to a third party without the right consent, and your clients always keep the rights to their own data. If anything, joining a group whose entire business is built on handling data responsibly, and only ever with the user's permission, raises the bar we hold ourselves to.

The best way to see what Score can do is to book a demo, and we'll walk you through the platform and how it could work for your firm. If you'd rather drop us a line, you can reach our sales team at sales@scoremortgage.com, or send any general enquiries to hello@scoremortgage.com.